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Credit Card Processing Times

Understand credit card processing timelines, from daily transaction capture to when funds typically appear in your checking account.

Updated over a week ago

AffiniPay simplifies your bookkeeping by automatically handling the transition from payment authorization to final deposit.

How the Process Works

  1. Authorization: When a client pays, the transaction is immediately authorized.

  2. Automatic Capture: AffiniPay automatically captures all authorized transactions at the end of each day.

  3. Status Change: Once captured, the transaction status updates from "Authorized" to "Complete."

Deposit Timeline

  • Standard Timing: Funds are typically available in your linked checking account within 2 business days.

  • Business Days: Please note that bank holidays and weekends are not considered business days and may shift the deposit date.


❗️NOTE

You don't need to manually close batches; our system ensures all your daily sales are processed automatically to keep your cash flow moving.​

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