Skip to main content

Credit Card Processing Times

Understand credit card processing timelines, from daily transaction capture to when funds typically appear in your checking account.

AffiniPay simplifies your bookkeeping by automatically handling the transition from payment authorization to final deposit.

How the Process Works

  1. Authorization: When a client pays, the transaction is immediately authorized.

  2. Automatic Capture: AffiniPay automatically captures all authorized transactions at the end of each day.

  3. Status Change: Once captured, the transaction status updates from "Authorized" to "Complete."

Deposit Timeline

  • Standard Timing: Funds are typically available in your linked checking account within 2 business days.

  • Business Days: Please note that bank holidays and weekends are not considered business days and may shift the deposit date.


❗️NOTE

You don't need to manually close batches; our system ensures all your daily sales are processed automatically to keep your cash flow moving.​

Did this answer your question?